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Seven budgeting myths I will bust for you (number 2 is my favorite!)
Budgeting myths need to be busted Here’s the thing about exercise. Nobody really wants to do it. We all know we should be doing it at least twice a week, yet only a minority of people actually do it....
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I hate cash – and here is why…
I Hate Cash I hate paper bills in my pockets (even though new Canadian bills are now actually plastic). The sound of my pockets jingling doesn’t make my jolly. Any time I get stuck with $20 or more...
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Guilt Free Spending Money and why you need it
Guilt free spending money? What the blazes is that? Here’s the thing. When few weeks ago I’ve shared my thoughts on budgeting and how everyone should totally have one, I’ve received a very well...
View ArticlePayday loans are evil
If I could somehow destroy just one industry with a quick and easy motion, payday loan industry would be the one. I hate them with a passion. Warning: There might be some NSFW language present. The...
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Achieving Financial Zen
Just few years ago … our finances were a mess. When I and Mrs. Financial Underdog combined our lives, we didn’t quite combine our finances. Each of us came into marriage with some debt, some credit...
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I’m starting my own DREAM Savings Account!
What in the world is a DREAM Savings Account? Updated: Click here to read the latest update on my DREAM Savings Account balance So, I’ve been thinking (good start, eh?). Few weeks ago, I’ve sat down...
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Update: DREAM savings account
My first update on DREAM Savings Account: As I’ve announced last week, I’ve decided to open up a savings account specifically for saving money towards them silly dreams of mine. The idea behind it is...
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Prepare for financial disaster: You Need a Swiss Army Knife of Personal Finance
When I was much younger … … I used to go camping almost every week with my friends. Growing up in Soviet Union (and later Russia) our camping trips were quite different from what kids these days do –...
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Three easy ways of saving money
Saving money can be classy I’ve mentioned multiple times that investing a part of our income became a priority for our family. This year, our goal is to invest at least 30% of our working income...
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Rent vs. Own – Five Years Later
In case you haven’t noticed I happen to be a financial nerd. When normal people go to Costco to buy some shampoo, they usually pick whatever brand they prefer or whichever smells better. I, on the...
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Happy 20th birthday to our car!
It’s official – our car is a senior citizen This year our car turned twenty. While 20 years might not sound like much when talking about humans, twenty years is pretty old when it comes to automobiles....
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Tangerine Mastercard – New Canadian Money-Back credit card on the block and...
Tangerine MasterCard available in preview mode While I’m not a big fan of chasing latest and greatest credit cards, this particular credit card caught my attention for a few reasons. After looking into...
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New Year Resolutions: Follow up on 2015 + Goals for 2016
How did we do on our New Year Resolutions? Last year, I’ve compiled a list of goals and resolutions for 2015 to hit by the end of the year. Some of the goals were financial, and some personal. Now it’s...
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Enough with financial negativity!
You know what really grinds my gears? It’s the never-ending financial negativity in the media. Especially when it comes to economic and personal finance news since I’m a personal finance blogger (or at...
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Hidden weight loss costs – It’s cheaper to be fat!
Recently, I’ve shared with you, my fine readers, that I’ve lost fourty pounds. And no, I’m not talking about fourty British pounds as in British money (where would I get that kind of money?). I lost 40...
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